NPCC: OP DRIVE INSURED – November 2023
The National Police Chiefs’ Council’s (NPCC) focus throughout November was Op Drive Insured. All 45 UK Police forces took part in the campaign, to create a national effort to reduce uninsured driving levels and protect road users.
During the month of action, Police used the Motor Insurance Database – a live record of all motor insurance policies – to see if cars are insured. Offenders will receive a minimum £300 fixed penalty notice and six points on their licence if found to be without insurance. In the most serious cases, some individuals will face court and receive an unlimited fine and/or a driving ban for the offence.
“We know there is a clear link between those who choose to drive without insurance and other forms of criminality. Burglaries, drug offences, violent crime – these are people we don’t want on the roads because they pose a real danger to all of us.”
James Dalton, MIB Chief Services Officer.
The rise in cases of uninsured drivers is having a dramatic economic impact. The growing scale of the issue now costs innocent motorists nearly £500million a year in higher premiums. Furthermore, government figures also suggest injuries caused by uninsured and hit-and-run drivers potentially cost the economy nearly £2.2billion a year in emergency services, medical care, loss of productivity and human costs.
Whilst Op Drive Insured is taking place across all regions of the UK, extra attention was given to uninsured hotspots in each local region.
- One injury occurs every 20 minutes in the UK by an uninsured driver.
- An uninsured driver is six times more likely to be involved in a fatal collision.
- You must have motor insurance (at least third-party insurance) for your vehicle if you use it on roads and in public places.
- Even if a vehicle is insured, if you’re not correctly insured to drive it you could get penalised. You could receive £300 and 6 penalty points if you’re caught driving a vehicle you’re not insured to drive. The police also have the power to seize, and in some cases, destroy the vehicle that’s being driven uninsured.
- You do not need insurance if your vehicle if it is kept off the road and declared as off the road (SORN). This rule is called ‘continuous insurance enforcement’.
Insurance can be expensive and the biggest factors that influence premium are age and where you live. These are not the only factors that influence your premium. However, whatever the cost to insure your vehicle, there is no excuse for driving/riding without insurance.
Our album of images taken during November’s Op drive Insured Campaign is available here on our website over in our gallery!
Check it out👇